Investment Plans
Choose from our range of investment plans to start growing your money
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Referral Program
Earn While You Share
Invite friends to join Natural Surplus Investment and earn commissions on their investments.
Level 1 (Direct)
Earn 18% commission
Level 2
Earn 5% commission
Level 3
Earn 2% commission
Example:
If your direct referral invests Ksh 50,000, you earn Ksh 9,000 (18%).
If they refer someone who invests Ksh 50,000, you earn an additional Ksh 2,500 (5%).
If the third level invests Ksh 50,000, you earn Ksh 1,000 (2%).
Your Referral Link
How It Works
Fund Your Wallet
Add funds to your wallet using M-Pesa, bank transfer, or other available methods.
Choose a Plan
Select an investment plan that matches your goals and enter the amount you want to invest.
Earn Returns
Watch your investment grow as you earn daily returns credited to your account.
Get Paid
Withdraw your earnings and capital at the end of the investment term.
Frequently Asked Questions
What is the minimum investment amount?
The minimum investment amount varies by plan, starting from as low as Ksh 600 for our Starter plan. Each plan is designed to accommodate different investment capacities and goals.
How are returns calculated and paid?
Returns are calculated daily based on the fixed daily return of your chosen plan. The returns are credited to your account every day and can be viewed in your dashboard. Your initial capital plus earned returns are available at the end of the investment term.
Can I withdraw my investment before the end of the term?
Early withdrawals are subject to a 10% fee on the principal amount. However, you can withdraw your daily earnings at any time without any penalty.
Is my investment secure?
Yes, at Natural Surplus Investment, we prioritize the security of your investments. We have implemented robust security measures to protect your funds and personal information. Additionally, we are fully compliant with all relevant regulations.
Can I have multiple investments at once?
Yes, you can have multiple active investments across different plans simultaneously. This allows you to diversify your investment portfolio and maximize your returns.